What options does the health insurance program include?
COVID-19 |
Hepatitis B, C |
Influenza |
Measles |
Lyme disease (tick-borne borreliosis) |
Chickenpox |
What payment will I receive in case of an insurance event?
The insurance payout is determined based on the type of treatment and diagnosis within the limits:
Diagnosis/treatment type | Outpatient treatment, UAH | Inpatient treatment, UAH |
COVID-19 | 3000 | 50000 |
Hepatitis B, C | 10000 | 25000 |
Influenza | 5000 | 5000 |
Measles | 5000 | 5000 |
Chickenpox | 2000 | 10000 |
Lyme disease (tick-borne borreliosis) | 5000 | 20000 |
What is the price of health insurance?
The cost is calculated depending on the duration of the insurance contract and age, starting from 350 UAH.
For what age is this insurance suitable?
Insurance against viruses and infectious diseases can be taken out by individuals aged 6 to 75 years inclusive.
How to arrange health insurance?
- To purchase health insurance, use our convenient online calculator. Simply select the start date of the contract, the duration of the coverage, and your age.
- The calculator will automatically calculate the cost of the insurance, and all you need to do is click the «Buy» button. Enter the necessary information to complete the contract:
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On the first step «POLICYHOLDER» (adults over 18 years old) enter your passport details, identification code, address of registration in Ukraine, mobile phone number, and email address.
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The second step - «INSURED PERSON»: enter the details according to the Ukrainian passport, date of birth, and address of residence in Ukraine. If the policyholder and the insured persons are the same, simply check the corresponding box, and all data will be automatically copied.
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The third step - «BENEFICIARY»: specify the full name, date of birth, place of residence, and phone number of the person who can receive the payment in case of an insured event (only adults).
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Choose «Email and Personal account» as the delivery method for the electronic policy, then proceed with «Online payment».
- After entering all the information, press the orange «Sign the contract via SMS» button, wait for the message with a 6-digit code, and enter it into the corresponding field below.
- Then click «Complete insurance contract» and complete the process.
- After online payment, you will instantly receive the electronic insurance contract and payment receipt to the specified email address and in your personal account on the website.
Where can I learn more about the terms of this insurance program?
You can review the terms of the insurance contract on the Contracts and Offers page.
Table of terms and conditions for insurance against infectious diseases and viruses:
The insured risks covered by the Agreement include: | The insurance coverage is 50,000 UAH, including the limit per case, UAH | |
Temporary disability of the Insured Person due to illness: | during outpatient treatment | during inpatient treatment |
|
3 000 UAH | 50 000 UAH |
|
5 000 UAH | 20 000 UAH |
|
10 000 UAH | 25 000 UAH |
|
2 000 UAH | 10 000 UAH |
|
5 000 UAH | 5 000 UAH |
|
5 000 UAH | 5 000 UAH |
Age of the Insured Person | under 1 year old | 1-65 years old | from 66 years and older |
Insurance coverage, UAH | 50 000 | ||
Insurance tariff for 1 year, % | 8,50 | 5,50 | 11,00 |
Insurance premium per insured person for 1 year, UAH | 4 250 | 2 750 | 5 500 |
Insurance tariff for 6 months, % | 5,40 | 3,40 | 6,80 |
Insurance premium per insured person for 6 months, UAH | 2 700 | 1 700 | 3 400 |
Insurance premium for 3 months, % | 3,30 | 1,60 | 2,00 |
Insurance premium per insured person for 3 months, UAH | 1 650 | 1 650 | 1 650 |
Insurance premium per insured person for 1 month, UAH | 0,90 | 0,70 | 1,80 |
Insurance premium per insured person for 1 month, UAH | 450 | 350 |
900 |
To apply for an insurance policy, the following documents are required:
- Internal passport or ID card.
- Identification code.
In case of illness, you should:
- Immediately, but no later than 2 (two) working days, inform «Misto» Insurance Company about the event that qualifies as an insurance case by calling 0-800-211-118.
- Seek medical assistance and follow the recommendations of the doctors.
- Provide all necessary documents to «Misto» insurance company by any available means (through the website ic-misto.com.ua, postal service, etc.), including:
- A written application in the prescribed form requesting insurance payment.
- Copy of the Application/Online Policy (upon request from the insurer).
- Copy of the sick leave certificate (if available).
- Copy of the results of clinical and laboratory studies and a medical facility's consultative conclusion (extracts from medical records) with information about the diagnosis, duration of treatment of the Insured Person.
- Identification documents of the insurance recipient: passport, identification code certificate.
- Bank statement with bank details or an electronic statement of the client's card account with full details, including IBAN.
- Other documents, upon request from the insurer, which are necessary to recognize the event as an insurance case and/or to clarify the facts, reasons, and circumstances of the event.
- Upon request from the insurer, provide the insurer's representative with the opportunity to conduct additional medical examination of the Insured Person.
The decision to make or refuse an insurance payment is made by the insurer within 3 working days after receiving all the specified documents. Insurance payment is made within 2 (two) working days from the date of signing the insurance act.
If you have any questions regarding the processing of an insurance case, you can contact us by phone at 0 800 211 118.